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The Own It! Program: Your Homeownership Dream Made Easy

Posted: September 30, 2023 in BLOG Posts

Updated/Modified: December 2, 2025

Key Takeaways on Rent to Own Opportunities

The Own It! Program provides a clear pathway from renting to full homeownership—without a traditional rent-to-own manufactured home structure.
Financial support includes help with down payment, closing costs, and a 13-month home warranty.
Residents begin building equity immediately, avoiding the limitations of rent-to-own agreements.

Dreaming of homeownership but overwhelmed by the costs and process? RHP Properties’ Own It! Program makes owning a home more accessible than ever. Unlike most rent-to-own programs, this pathway helps you move from paying monthly rent to owning a modern manufactured home—with less financial burden and more long-term benefit.

While many people search for manufactured homes for rent to own, lease-to-own options, or mobile homes with rent-to-own opportunities, the Own It! Program offers something better: true ownership from day one, with assistance that makes the transition easier and more affordable.

How Does the Own It! Program Work?

The Own It! Program isn’t a typical rent-to-own agreement. Instead of locking you into a rental period or a purchase contract tied to monthly rent payments, this program helps you secure financing upfront, giving you full ownership immediately.

Here’s what sets it apart:

1. Qualification

It begins with residents who have demonstrated reliable monthly rent payments and strong standing within their community. You don’t need to navigate confusing rent-to-own options, hidden fees, or long rental contracts. If you’re a committed resident, you may already be eligible.

2. Financial Aid & Support

RHP Properties assists with major costs that typically prevent renters from becoming homeowners:

Down payment assistance
Closing cost coverage
13-month home warranty for peace of mind
Support navigating financing options and securing the right loan

This reduces the immediate financial burden and makes homeownership far more attainable.

3. True Ownership — Not Rent-to-Own

In many rent-to-own manufactured home scenarios, you pay monthly rent for years before you can decide whether to buy, often at a locked-in purchase price that might not benefit you.

With the Own It! Program:

You secure a loan
You hold the title from day one
You instantly begin building equity
There is no rental period, no option fee, and no lease-to-own confusion

You’re not renting a future promise—you own a modern manufactured home in a thriving community, right away.

Benefits of the Own It! Program

Immediate Equity Building

Unlike manufactured homes for rent to own, where equity builds only after purchase, this program puts you in a better financial position immediately. Your monthly payments contribute directly toward your investment—not toward rent.

Reduced Financial Pressure

With upfront costs such as the down payment, 13-month warranty, and closing fees supported by RHP, you can step into homeownership without the typical financial strain.

Community-Centered Living

You’re not just buying a house—you’re joining a community rooted in support, connection, and the values of RHP life. From neighborhood amenities to on-site management, this program helps you transition into a community that’s designed for long-term living.

Tips for Success with the Own It! Program

Engage with your community’s management team to understand all program details and benefits.
Explore the communities where the program is available, including locations with mobile and manufactured homes in parks and residential neighborhoods.
Prepare for the responsibilities of homeownership, knowing that many maintenance issues are covered for the first 13 months.
Be ready to review loan terms, budgets, and the long-term value of modern manufactured homes built to strict HUD standards.

In Conclusion: Own Your Tomorrow

The Own It! Program helps you step out of the rental cycle and into a home that truly belongs to you. Whether you’ve been exploring rent-to-own opportunities, searching for manufactured homes for rent to own, or wanting a lease-to-own option, this program gives you something more secure, more affordable, and more rewarding.

Unlock your dream home—find your place in a Bayshore Home Sales community today.

If the Own It! Program sounds right for you, connect with your community office. The program is available in select RHP communities, so reach out to see if yours qualifies. Don’t let this opportunity to invest in your future pass you by.

FAQs About the Own It! Program

These FAQs directly answer long-tail queries related to rent-to-own housing, manufactured homes, financing options, and how the program compares to traditional models.

Is the Own It! Program the same as a rent-to-own manufactured home program?

No. The Own It! Program is not a rent-to-own program. Instead of paying monthly rent toward a future purchase, you secure a loan and own your manufactured home immediately. This allows you to build equity right away—something most rent-to-own agreements do not offer.

Do I need an option fee or down payment like traditional rent-to-own programs?

The program helps cover your down payment and closing costs, and there is no upfront option fee like a typical lease-to-own or rent-to-own opportunity. This significantly reduces financial pressure at the start.

Can this program help me if I was looking for manufactured homes for rent to own?

Yes! Many residents searching for manufactured homes for rent to own choose the Own It! Program instead because it provides:

Faster ownership
Equity building from day one
No rental period
No risk of losing an option fee

It’s often a better long-term financial decision than a rent-to-own manufactured home arrangement.

What are my responsibilities once I own the home?

Like any homeowner, you’re responsible for maintenance and care. However, the program includes a 13-month home warranty that covers many repairs during the first year, easing the transition into ownership.

Who qualifies for the Own It! Program?

Committed residents with a history of on-time monthly rent payments, strong standing in the community, and the ability to secure financing may qualify. Your community office can help determine eligibility.

How long do I have to rent before I can own a home with this program?

There is no required rental period. This is not a rent-to-own timeline. Once approved, you immediately transition to homeownership through financing.

Where can I find communities offering the Own It! Program?

The program is available in select RHP communities. Contact your local office to learn whether your community participates and explore mobile home parks, manufactured home neighborhoods, and modular home communities offering this pathway.